Your Mortgage Coach · NMLS #1874864
Real Answers. No Pressure.
Your Best Loan.
I help families navigate FHA, VA, Conventional, Jumbo, Investment, and Non-QM loans — as an independent coach backed by Rate.com.
What Clients Are Saying
“Cory made the whole process feel so much less stressful. He explained everything in plain English and never pressured us.”
First-Time Buyer
Phoenix, AZ
“As a veteran, I had no idea how powerful my VA benefit was. Cory walked me through every step and saved me thousands.”
VA Loan Client
Mesa, AZ
“I refer all my buyers to Cory. He responds fast, communicates clearly, and my clients always thank me for the recommendation.”
Realtor Partner
Scottsdale, AZ
Real client feedback — names withheld for privacy
Loan Programs
Every situation is different. Here are some of the programs I work with every day for buyers, homeowners, and investors.
FHA Loans
Low down payment. Flexible credit. Great for first-time buyers.
VA Loans
Zero down. No PMI. For veterans and active-duty service members.
Conventional
Standard financing with competitive rates for qualified buyers.
Jumbo Loans
For higher-value properties that exceed conforming loan limits.
Non-QM
Bank statements, assets, 1099 — options for self-employed buyers.
Streamline Refi
Simplified refinance for existing FHA and VA borrowers.
I also offer additional loan programs
Investment property, DSCR, USDA, construction, renovation, second home, and more. If you have a unique situation, let's talk.
Ask About Your Situation →What's My Monthly Payment?
Get a quick estimate with our mortgage calculator — includes taxes, insurance, and PMI.
Open Calculator →
Meet Your Coach
I'm Cory Graciano
I got into mortgages because I saw how confusing the process was when my own family went through it. Nobody explained anything — we just signed where they told us to sign and hoped for the best.
That's not how it should work. I'm here to make mortgages simple, clear, and stress-free for every family I work with. Backed by Rate.com. Educate first, always.
Learn How I Work →For Real Estate Agents
Partner with a Coach Who Makes Your Clients Look Good
Fast Response
Same-day answers on any question. Your clients never wait.
All Loan Types
FHA, VA, Conventional, Jumbo, Non-QM — I cover every scenario.
Weekly Recap
Every Friday, you get a status update on all your referred clients.
Not Ready Yet? That's Completely Fine.
Drop your email — I'll reach out personally when rates move in a way that matters for your situation. Not an automated blast. Just me, keeping an eye out for you.
Join the Rate Watchlist →Learn from the Coach
Straight talk about mortgages, Arizona real estate, and your money.
Mortgage Education
FHA vs Conventional: Which Is Right for Arizona Buyers?
A side-by-side breakdown to help you decide which loan program fits your situation.
Read More →Mortgage Education
VA Loan Benefits Most Arizona Veterans Don't Know
Your VA benefit is more powerful than you think. Here's what you're missing.
Read More →Mortgage Education
How Much House Can I Afford in Arizona?
Real numbers, real math, real talk about affordability in today's AZ market.
Read More →