Colorado · NMLS #1874864
Your mortgage coach in Colorado
From the Front Range to the high country, I help Colorado buyers, homeowners, and veterans get the right loan with a clear plan — not pressure.
Schedule a Call →The Colorado market
Buying or refinancing in Colorado
Colorado's housing market has been one of the most in-demand in the country for years. The Front Range — Denver, Aurora, Boulder, Fort Collins, and Colorado Springs — draws steady relocation and job growth, and prices in Denver and Boulder often push into Jumbo loan territory. Mountain and resort communities add a whole separate layer of higher-value and second-home financing.
Colorado is also home to a major military community around Fort Carson, Peterson Space Force Base, and the Air Force Academy in Colorado Springs, which makes the VA loan a powerful benefit here. And with so many self-employed Coloradans and small-business owners, Non-QM and bank-statement programs open doors that traditional banks often close.
How I help here
Loan options that fit Colorado
Jumbo loans for Denver & Boulder
Many Front Range and resort-area homes exceed conforming limits. I'll structure Jumbo financing carefully and walk you through exactly what underwriting needs.
VA loans for Colorado veterans
Zero down, no PMI for veterans and active-duty members near Fort Carson, Peterson SFB, and the Air Force Academy. A standout benefit in a high-demand market.
Non-QM for the self-employed
Bank-statement and asset-based programs let business owners and 1099 earners qualify on their real income — not just W-2s.
Second homes & mountain properties
Buying a place in the high country? I'll help you navigate second-home and higher-value financing with the same personal attention.
Serving Colorado
Markets I work in
Colorado questions
Frequently asked
Is Cory Graciano licensed to do mortgages in Colorado?
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Yes. Cory Graciano (NMLS #1874864) is licensed to originate mortgages throughout Colorado, brokered through Rate.com.
Do I need a Jumbo loan to buy in Denver or Boulder?
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Often, yes. Home prices in Denver, Boulder, and many Colorado resort areas frequently exceed the conforming loan limit, which requires Jumbo financing. Cory structures Jumbo loans for Colorado buyers and explains exactly what underwriting requires.
Can Cory help veterans near Colorado Springs use their VA benefit?
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Yes. Cory works with veterans and active-duty service members across Colorado — including the Fort Carson, Peterson Space Force Base, and Air Force Academy communities — to use the VA loan's zero-down, no-PMI benefit to its full potential.
Let's talk about Colorado
No application needed, no commitment — just a clear, honest plan for your situation. Grab a time that works for you.
Schedule a Call →