Terms of Service

Last updated: April 2026

Website Purpose

This website provides educational information about mortgage products and services offered by Cory Graciano (NMLS #1874864), licensed through Rate.com. The content on this site is for informational purposes only and does not constitute financial advice, a loan commitment, or an offer to lend.

Not a Commitment to Lend

Nothing on this website constitutes a loan approval, pre-approval, or commitment to lend. All mortgage loans are subject to credit approval, underwriting review, and other conditions. Actual rates, terms, and program availability depend on individual circumstances including credit history, income, property type, and other factors.

Rate Information

Any rate information displayed or discussed on this website is for illustrative purposes only and is subject to change without notice. Actual interest rates are determined at the time of application based on individual qualification. Contact Cory Graciano (NMLS #1874864) for current rate information specific to your situation.

Calculator Disclaimer

Mortgage calculators and tools on this website provide estimates only. Actual payments may differ based on credit profile, loan terms, property taxes, insurance costs, and other variables. Calculator results are not a commitment to lend or a guarantee of any specific terms.

Equal Housing Lender

Cory Graciano is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.

NMLS Consumer Access

You can verify Cory Graciano's licensing information through the NMLS Consumer Access website. NMLS #1874864.

Contact

For questions about these terms, contact Cory Graciano at cory.graciano@rate.com.

Cory Graciano | NMLS #1874864 | Licensed through Rate.com | Equal Housing Lender